One of ADC’s most accomplished clients stand in front of her recently purchased home

Own a Home

Your American Dream can become a reality, no matter where in Minnesota you live. ADC is your guide to financial success: offering training that helps you understand how to establish a strong financial base; counseling that enables you to prepare for home ownership and to start or expand a business; and financing that suits your cultural needs.

Buying a home may be the greatest investment you will ever make. As a nonprofit community advocate, ADC is here to enable you to make educated, confident financial choices. ADC offers services focused on the African immigrant and refugee community in Minnesota. But our very successful first-time homebuyer workshops are open to everyone!

First-time home buyer workshop

  • Learn the process
  • Overcome common barriers to home ownership
  • Understand how to find financing
  • Shop for a home that is right for your family and appropriate to your income
  • Close on your purchase
  • Live the life of a successful homeowner
  • Upon completing the workshop, you receive a first-time homebuyer certification to qualify you for downpayment assistance.

Individual Counseling

  • Pre-purchase: Budgeting and saving, credit management, finding the right home for your family
  • Post-purchase: Budgeting, foreclosure prevention

ADC has adapted leading first-time homebuyer education programs to suit the cultural needs of our clients. ADC workshops are certified through the Home Stretch program of the Minnesota Home Ownership Center and provided statewide in partnership with local government agencies and nonprofit community developers.

Statewide services offered in the following communities: Twin Cities metro, St. Cloud, Rochester, Owatonna, Faribault, Mankato, Willmar and Marshall.

Forms for Buying a Home

Your ADC advisor will direct you to fill out certain application forms in order to register for classes, complete credit checks, etc. You will find these forms below (on mobile) or to the right (on desktop).

Once you’ve clicked the appropriate forms and downloaded them to your computer, you can open the file and type in as much of the requested information as possible. Then SAVE the file and email it back to your advisor. Later, when the forms are complete, you will sign them with your ADC advisor.

After you have registered for Homestretch class on this website, you may fill out the Download Homestretch Registration Inteake form (below or to the right) and bring it with you to the workshop otherwise you will fill it out right before the workshop starts.

 

Fees: A $40 fee will be charged for the Minneapolis Homestretch Workshop and a $25 fee for the workshop in ADC’s Greater Minnesota locations.
Fee Waiver: Fees for the Homestretch workshop will be waived for clients who have been involved with our long-term pre-purchase counseling.

The rate of successful home purchases among participants in our workshops and individual counseling is nearly three times the national average!